You can pocket hundreds of dollars in savings by avoiding these 10 money traps!
Came across this article today..
Somehow feel that its not so applicable to me..
Coffee,
Car Washes - not applicable to me
Cigarettes, - NEVER applicable to me!!
Weekday lunches out
Alcohol
Vending machine snacks
Bottled water
Interest charges on credit cards - Dun hv!
Manicures - already signed up le -_-
Unused memberships - dun hv..
Think my list shd be..
Coffee and breakfast
Weekday lunches out
Weekday dinner out
Soft drinks
Snacks
Beauty pdts eg masks etc
Taxi fare
Bags
Miscellaneous stuff eg cute cute stuff
Comestics
Taking into consideration if I dun waste $1.10 to buy Kopi C and $1.90 for Ham n cheese toast at Toast Box , I would save $60 per mth.
Taking into consideration if I dun spend $8 for a Hans lunch but instead of $3 chicken rice or noodles, I would save $100 per mth
Taking into consideration if I dun waste $15 for a dinner out every night, but go home to eat, I would save $450 per mth! Wow..
Taking into consideration if I dun waste $1.00 for that soft drink/bubble tea per day but drink baikai shui, I would save $30 per mth
Taking into consideration if I dun waste $2 per day for that sweets, chocolates or potato chips, I would save $60 per mth
Taking into consideration if I dun waste $2 per week to buy masks or some rollers, I would save $8 per mth
Taking into consideration if I dun waste $20 taking cabs everyday, I would save $400 per mth
Taking into consideration if I dun waste $30 per mth to buy a bag, I would save $30 per mth
Taking into consideration if I dun waste $10 per mth on miscellaneous stuff eg cute cute stuff My melody, stickers per mth, I would save $10 per mth
Taking into consideration if I dun waste $15 per mth on eyeliner, blusher, eye shadow etc, I would save $15 per mth
So in total, I would save $1103 per mth..
Wow!!!
First step: take less cabs! *sigh* Easier said than done!
Think I need to learn from my bro, n record all my dealings!
Starts next mth!
Let me indulge for another 8Days!